Renee Vanderheiden

Business Insurance

We understand businesses in the community. As an independent insurance agency in Las Vegas, we take pride in reviewing your options with multiple insurance companies and comparing protection and prices to find the best value for your business.

We’re committed to being an advocate for you and your business in times of need.

Products we offer:

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• Commercial Auto Insurance

• General Liability Insurance

• Commercial Property Insurance

• Commercial Umbrella Insurance

• Bonds

• Workers Compensation

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Our Commitment To Serve You

Vanderheiden and her team know that in Nevada, there are as many unique insurance needs as we have neighbors who live here! Contact one of our helpful team members about your specific insurance needs.

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Commercial & Business Insurance Products

• General Liability Insurance – Broad insurance coverage for your business and activities

• Commercial Property Insurance – Protect your business with insurance for your commercial property

• Business Auto Insurance – Cover your business with insurance for commercial vehicles

• Commercial Umbrella Insurance – Insurance coverage that helps protect your business from the rising costs of lawsuits

• Workers Compensation Insurance – Insurance coverage that helps you take care of your employees

• Bonds - Protect your assets with financial backups for promises made by others

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Protecting your Las Vegas businesses

General liability, also known as “commercial liability insurance” is a broad commercial insurance policy that covers general liability exposures of a business. We recommend that all businesses have general liability coverage in place.

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• Professional Liability Insurance (Errors & Omissions)

  Errors & Omissions (E&O) covers professionals for negligence and errors or omissions that injure their clients or cause damage to a third party’s data. This type of insurance is particularly important to licensed professionals such as accountants, attorneys, insurance agents, architects, engineers and technology companies. James Disabato Insurance recommends that all professional and technology companies have E&O coverage.

• Employment Practices Liability Insurance (EPLI)

  Employment Practices Liability Insurance for employers covers employment-related liabilities other than on-the-job injuries. This can include legal fees and damages for suits such as wrongful termination, discrimination, sexual harassment, and other alleged violations of employees’ legal rights. If you have employees, James Disabato Insurance recommends considering this type of coverage.

• Directors and Officers Insurance (D&O)

  D&O insurance covers directors and officers of a company for negligent acts or omissions and for misleading statements that result in lawsuits against the company. There is a variety of Directors and Officers coverage available such as corporate reimbursement coverage, personal liability, and entity coverage. D&O policies may be broadened to include coverage for employment practices liability as well.

To find out more about these, as well as other business insurance products and services, call us and we’ll help make sure you’re properly covered.

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